ePayment Solutions Virtual Terminal

 ePayment Solutions Virtual Terminal, used in conjunction with our payment gateway, is the most advanced Web-based payment processing software available today. With its straightforward user interface, Virtual Terminal enables you to process online payments, telephone payments or point-of-sale payments easily and securely.

Every ePayment Solutions merchant account includes access to Virtual Terminal at no extra cost. And with our payment processing software your business can:

• Process credit card payments and Debit Card Payments
• Process eCheck Payments
• Set up recurring payments
• Automatically process NSF collections.

Our Virtual Terminal payment processing system supports a wide variety of point-of-sale hardware including check readers, check imagers, credit card readers and receipt printers.

Included is a complete suite of reports to help you track your receivables, better manage your resources and increase your cash flow. In addition, Virtual Terminal also:

• Automatically validates credit card account numbers
• Automatically validates eCheck routing numbers
• Has fully customizable administrative features
• Allows for an unlimited number of additional users, each with their own permissions

Whether your business processes online payments, telephone payments or point-of-sale payments, Virtual Terminal is the perfect payment processing software to handle all your financial transaction needs.

Meet Virtual Terminal, the affordable alternative to swipe machines. Turn your computer into a credit card terminal. Just log in to your ePayment Solutions account and enter your orders

No hardware to buy and no software to install. Use it anywhere you access the Internet. No need to buy a card swipe.

Key Benefits: Want simple, affordable credit card processing? Here it is.

Your Computer Is the Card Terminal

Take an order by phone, fax, or mail. Then simply log in to your ePayment Solutions account and enter the card information. It works at your office, at a trade show, or anywhere else you have Internet access. All major cards are accepted, and the money hits your account in minutes.

Get Started without Breaking the Bank

Virtual Terminal makes your savings add up fast. Unlike most merchant accounts, you pay minimum setup fees, transaction fees, or cancellation charges.

Optional Card Swipe

We also offer a card swipe that plugs directly into your computer's USB port. One quick swipe automatically adds your customer's name, card number, expiration date, and card type to the Virtual Terminal order form.

Reporting & Back Office: Use these tools to stay on top of every dollar.

Easy-to-Read Reports

View a summary of your account activity each month, including monthly sales, transaction details, and profit and loss.

Transaction Search

Quickly find a particular sale, customer, or record. Useful if a customer inquires about their order.

Report on Everything

Virtual Terminal reports are integrated with the rest of your ePayment Solutions services.

Authorize and Capture

Authorize your customer's payment amount at checkout, and collect (or "capture") the final amount after you ship the order.

Refunds

Issue a full or partial refund within 60 days of a transaction, and we'll even send you a credit for all or part of your transaction fee.

Your money: Get your money fast with ePayment Solutions. Once the transaction is approved, the money usually shows up in your account in minutes. Here's how to access it:

Transfer to Your Bank Account

While ePayment sends the money immediately, bank transfers usually take 2–3 business days to clear.