Remote Deposit Capture

RDC from eMerchant Solution is a revolutionary service that enables your business to scan checks at your office and transmit the check images via the Internet for processing and deposit to your bank account at any bank. Remote Deposit Capture offers an easy-to-use, innovative technology that not only saves time and money by eliminating costly and inconvenient trips to the bank, it allows your business to easily prepare and deposit checks 24 hours a day, 7 days a week

How It Works

  • Using your computer and internet connection, together with a check scanner, you scan and prepare your electronic check deposit. All types of checks may be batched into a single deposit.
  • You transmit the check images and deposit information over a secure Internet connection to the TotalTransact processing center.
  • We review your deposit for quality and the checks are routed for clearing via the banking settlement system.
  • Your money is deposited to your bank account in as little as two business days from when you transmitted the deposit.

    • RDC from eMerchant Solution provides you historical reports, access to past deposit data, customer service, and scanner maintenance - everything you need to make electronic depositing convenient and stress-free. Best of all, you do not have to make an inconvenient trip to the bank to deposit checks.

    Why Use TotalTransact for RDC?

    • You can keep your existing bank account and consolidate all your deposits into that one account, regardless of where your offices are located.
    • Conveniently send transmissions 24/7 from your office, eliminating trips to the bank and the rush to beat deposit cutoff times.
    • Reduce your banking costs with monthly and deposit fees that are lower than most banks' remote deposit capture offerings.
    • Make deposit deadlines with more certainty and fewer delays; no fear of weather-related and other transportation slow-downs that can impact delivery of your check deposits.
    • A faster, more automated deposit preparation process minimizes manual deposit preparation requirements.
    • Reduce the risk of fraud with accelerated check clearing; identify return items sooner and enhance the collection process.

      For more information on RDC and Check 21