ePayment Solutions Merchant Services Blog

Image by Getty Images via @daylife First Integration of iPhone and At Home Check Deposits Introduced by BankServ LAS VEGAS — September 29, 2010— LAS VEGAS, Sept. 29 /PRNewswire/ -- BankServ today introduced the first Remote Check Deposit product that combines the ability to deposit checks from home with the ability to deposit ...

Image via Wikipedia Products and Services ePayment Solutiosn brings you a vast array of innovative products and services that make us your single source for payment solutions. ePayment Solutions is a leader in electronic payment processing, with an unparalleled set of products and services that enable merchants, financial institutions, ...

Image via Wikipedia This is another example of a hacked credit card terminal. Companies can avoid security compromises with First Data's transarmor product. Transarmor uses tokenization to encrypt card data, this encryption guarantees the safety of the card users data.   BY STEVEN OBERBECK The ...

Image via CrunchBase There's no reason that almost everything in your wallet can't be handled by your smartphone. In some circles, the notion of a smartphone acting like a credit or debit card is fascinating, and you see story upon story about mobile payment-enabled smartphones and the potential rise of PayPal, the telcos, and such as the new ...

By Mikael Ricknäs, IDG News    Dec 27, 2011 9:50 am Operator partnerships and small-scale mobile payment trials will start to bear fruit in 2012 and some analysts think Apple will make a play for our wallets. But mass-market acceptance will still allude the sector, according to analysts. In some ways, 2011 ...

Discounts Drove Solid Card Spending Growth in Early December ATLANTA, Dec 21, 2011 (BUSINESS WIRE) -- First Data Corporation, a global leader in electronic commerce and payment processing, today released its First Data SpendTrend(R) Mid-Month Flash analysis for the first half of December 2011 compared to the same period in December 2010. SpendTren ...

Image via Wikipedia More people are using credit cards over debit cards, and that's pushing growth at MasterCard and Visa, Sterne Agee analyst Greg Smith told CNBC Wednesday. According to First Data, which processes information for the credit-card companies, credit-card use is up more than 10 percent in the third quarter, compa ...

What is ACH Processing? ACH is the transfer of funds electronically and directly from one bank account to another for payment. ACH Payments are the transfer of funds electronically using the Federal Reserve Banking System’s ACH Network. The ACH Network acts as a centralized electronic network connecting most US banks. This network allows for the ...

What is Remote Deposit Capture (Check 21)? Remote Deposit Capture (Check 21) refers to the ability to deposit checks into a bank account from one's home or office without having to physically deliver the actual check to the bank. Alternatively, RDC also refers to a platform and the process of electronically capturing check images and data, transmi ...

The Durbin Amendment Explained by ANISHA on OCTOBER 3, 2011 The Durbin Amendment, a last-minute addition to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, has sparked fierce debate. It just went into effect on October 1st, and already we’re seeing its ramifications. Banks have priced Durbin i ...

Image via Wikipedia The Benefits Of Accepting American Express® Cards By accepting American Express® Cards, you can bring new, higher spending customers to your business. And, with one statement and one point of contact, it has never been this easy or this profitable Expect Your Sales To IncreaseAmerican Express Cardmembers have an average h ...

Image by Cyberslayer via Flickr Contactless Payments Solution The ChallengeMerchants traditionally earned their customers’ loyalty by offering the right products at a good price from a convenient location. But now that’s not enough. How much time consumers spend in completing a transaction is factoring even more into their decision-making, an ...