Comprehensive Merchant Services

OnDemand Payment Processing that Consolidates All Forms of Payment

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 About ePayment Solutions


ePayment Solutions is a leading provider of banking and payment technology for financial institutions, businesses and non-profit organizations. ePayment Solutions offers world-class products and services that include Remote Deposit Capture (RDC), ACH, Card Services, Image Cash Letter (ICL) processing, Check Clearing, Billing Services, Mobile and Online Payment acceptance. ePayment Solutions is a privately held company headquartered in Salt Lake City, UT.

We know merchants of all sizes are searching for the best possible merchant solutions for their business. They want a system that's effective, accurate, and ideally, priced at a point that won't break the bank. ePayment Solutions, the premier payments processing service, is the answer to all these requests for all types of merchants.

Through our payments service, ePayment Solutions has streamlined and simplified the billing/transaction process as it applies to a wide range of today's successful merchants. Whether your customers are spread world-wide or you receive most of your payments locally, ePayment Solutions will make processing your electronic payments faster, simpler, and more accurate.

The ePayment Solutions suite is ideal for a variety of merchants. Whether you work in healthcare, commerce, collections, or textiles; whether you manage a municipality or run a non-profit, ePayment Solutions delivers a powerful, flexible, and cost-effective set of tools that can reduce risk and improve your profitability. Merchants can chose to integrate the system with their existing software, or use the solution as a stand-alone product. ePayment Solutions provides merchants with convenient multi-channel payment acceptance, initiation, and depositing services. Use it for credit card processing and RDC. Merchants also enjoy the freedom of the ACH and eCheck features. ePayment Solutions dramatically enhances merchant's ability to accept multiple forms of payments across their customer channels. The more options customers have to provide payment, the more likely you are to increase your revenue.

Automated Payment Systems for Non-Profits

In today's world, charitable giving is a lot more complex and sophisticated than putting a check in an envelope. It's about relationships. Whether you accept single payments or process donations given over extended periods of time, you will benefit from employing technology as a strategic asset. Non-profits and ePayment Solutions make an ideal partnership. ePayment Solutions enables you to accept, initiate, process, and manage your electronic payments in a fast, convenient, and secure environment. ePayment Solutions is powerful, flexible, cost-effective, and easy to use and administer. You can develop and administer automated payment programs with a minimum of staff time, maximum effectiveness, and donor satisfaction.

All of Your Payments in One Place

ePayment Solutions represents the standard for automating an entire payment process, end to end. Once a donor pledges an amount and a timetable - weeks, months or years - ePayment Solutions enables the creation of a customized, recurring, installment schedule that will ensure all contributions are completed easily, regularly, and with little or no hassle for the donor. The result is a powerful solution that establishes an efficient cash flow process, while enhancing a close working relationship with every donor.

If your organization is currently receiving, photocopying, and depositing paper checks, you'll enjoy the convenience of remote deposit capture. With RDC, you scan incoming donor checks and securely submit an electronic deposit to your bank account. You can store check images in automatically created PDF reports for future reference.

  • Accept one-time payments by phone through ACH or credit card
  • Accept secure payments over the Internet
  • Develop customized, recurring payment schedules that are easy to manage, regular, and error-free
  • Scan and electronically deposit checks to your bank account without leaving the office using remote deposit capture
  • Save expense with a solution that costs less to acquire, operate, and maintain than self-hosted solutions
  • Accept donations from checking accounts, savings accounts, and credit cards
  • Automatically generate confirmation emails

Configurable, Cost-Effective, and Comprehensive

ePayment Solutions integrates a number of features into a fully operational payment processing system that enables managers and staff to administer all forms of contribution processing in a format that is easy to use, flexible, and secure. Best of all, ePayment Solutions technology gives you the ability to connect a merchant account to create additional payment options. ePayment Solutions gives you the ability to start small, using only the essential modules, then grow to serve your expanding payer base without needing to change systems. Features include:

  • Compatibility with swipe card reader
  • Virtual terminal
  • Remote deposit capture
  • Online payment page
  • Payment processor
  • Reports
  • Online Payment Page or AOPP - external page - send link with payment invoice - attach to website
  • VTFusion - Internal page not an external page - lookup features - post date features - required fields - payment methods (checking or credit card) - fees
  • VTerm - Virtual Terminal to accept Card and ACH payments
  • Swipecard - Use USB swipe wedge to process card present transactions
  • Custom Payments
  • Recurring Payments
  • Ability to edit or cancel payment schedules
  • Capture custom information associated with each payment
  • Initiate payments to issue refunds to a person or company
  • Void credit card or ACH transactions
  • Issue credits up to the amount of the transaction
  • Issue Payment Alerts to cover No Action, Action Only, and Change Notifications
  • Customers can be organized in a hierarchical manner
  • Define customers based on unique ID or name
  • Find customers based on unique ID, first name or last name
  • Track customer history, including account information and payment schedules
  • Users can update customer account information
  • Reports include:
    • All transactions (successful and unsuccessful)
    • Settled credit card transactions
    • ACH deposit report
    • ACH returns - View Return Debits
    • Checks Processed Electronically
    • Online Payment Page Transactions
    • Set up your customers on a regular invoicing and billing schedule
    • ePayment provides the user training and documentation you need to get started right away.
    • Better funds availability
    • Reduced float
    • Reduce the number of returned checks with faster check processing times
    • Electronically receive funds in your bank account
    • Increase revenue - collection cycle is faster
    • Eliminate trips to the bank to deposit checks
    • Keep your existing banking relationships
    • Make check deposits later in the day
    • Utilize a single provider for card, check and ACH payment solutions
    • Reduce the number of banking relationships for multiple location merchants
    • Streamlines your Collection Process:
      • NO MORE waiting for "checks in the mail"
      • NO MORE Reminder calls or extra letters

Automated Invoicing and Billing

User Training

Financial Benefits

Increased Efficiency

Credit Card Processing: Process payments or other charges received at point of service via credit/debit card reader

Virtual Terminal: Accept secure card and check payments over the Internet, telephone, or mail

Automated Payments: Easily automate the process of dividing large balances into a series of installments, plus add interest and/or fees

Recurring Payment Schedules: Develop customized, recurring payment schedules that are designed to be easy, regular, and error-free - bill a card or checking account

Phone Payments:Accept one-time payments by phone through ACH or credit card

Remote Deposit Capture: Securely scan and deposit paper checks to their bank account without ever leaving the office

Online Payments

Automated Payments

Custom Information

Payforward

Chargebacks / Returns / Cancellations

Customer Administration

Reporting

 

 

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